Budgeting and Maintaining- Your Practical Money Matters image

Budgeting and Maintaining- Your Practical Money Matters

For many, walking the Camino is ideal for 'getting away from it all.' Unfortunately, that doesn't mean you can head off on the journey with an empty wallet. Here are some tips on managing your money on the Camino. 


Mercado de Abastos

How much money you'll need for the Camino will obviously depend on the length of your trip and how extravagant, or frugal, you plan to be. Most people suggest budgeting about €20-40 per day. Of course, you could survive on less, and you could certainly spend more (champagne and lobster for lunch anyone?) but €20-40 would be an average daily budget.

Accommodation is something you have to factor in. Municipal albergues cost between €3 and €10 per night. There are some donativos which simply ask for a small donation for your stay, while private rooms cost €40 a night for a pension and up to €90 for a 3 star (5 star Paradores would go up to €280 per night!). So if you are staying in hotels, you should budget separately for that. Trekking all day will work up an appetite. Luckily food in Iberia is generally reasonably priced. To get you going in the morning, a coffee and a pastry/ toast for breakfast costs usually under €2. For your main meal, A menú del día at a cafe/restaurant costs between €8-14 euro. Normally, this includes a soup or salad, a main course and dessert usually with wine included - all for one price. It's probably the most economical way to eat out in Spain. If you're looking for mid-day snacks, shops are relatively easy on the pocket too.


Regarding gear, shops in Spain may be slightly cheaper but not by much. In which case, I would recommend bringing most of your gear from home. You don't want to be shopping over there, rushing with less choice and advice (they may not speak your language). You will be using cash mostly rather than credit or debit cards as a number of places do not take them. It can be impractical indeed to pay €4 by credit card for a bocadillo (sandwich) and soda. ATMs, where you can use a debit card to obtain cash, are relatively frequent on the Camino route. But they can be quite sparse on certain stretches. Try not to take out small amounts frequently. You are usually charged by transaction rather than as a percentage of the money withdrawn.

ATM/ Credit Cards and Insurance 

Camino Frances Bike

You're also better off taking out enough to last you a few days. Just in case you are unable to find an ATM in that time. Many walkers carry cash in pouches around their neck or in a money belt. Withdrawing €100 to €150 at a time should bring you a long way. Banks charge typically you less for making transactions on debit cards than on credit cards. But many walkers choose to bring a credit card as well in case of emergencies. Alternatively, if you need to have money wired to you, all the larger towns on the Camino routes are listed with the Western Union. Most debit cards these days can be used internationally. A plus or a cirrus symbol on the back of your card usually indicates this. However, it is always worth checking with your bank.

If you are travelling from outside the EU, especially from the USA, you should notify your card-issuing companies of your plans before leaving. Sometimes, as a security measure, cards are automatically blocked when they are used in a country outside their origin. Pre-notifying your card provider should prevent this from happening. Many people walking the Camino who come from outside the Euro zone, swear by travel prepaid cards. After lodging cash onto them they can be used just like a regular debit card but with some distinct advantages. The point of sale usage fees and ATM fees are low. You can load and monitor your card online and they usually ensure the best exchange rate. There are a number of ways to save money but skimping on medical and travel insurance should not be one of them.

Check the links here and here for insurance providers. Insurance is inexpensive and provides great peace of mind. If you are looking to cut down the cost of your trip you should check out the discounts we offer here. Discounts include an early bird special for a booking made two or more months in advance and a loyalty discount for return customers. The Camino is about relaxation and enjoyment, and money troubles don't fit into either of those categories. But if you prepare and budget well, and are sufficiently covered in case of emergencies, you'll have nothing to worry about.

Take a look at How You can Save Money with the Exchange Rates here

If you have any more questions about saving money on the Camino, the Camino de Santiago tours or anything else, please don't hesitate to contact us at info@followthecamino.com

Follow the Camino organises walking and cycling holidays in Europe for adventure seekers from all over the world. Since 2006, we’ve offered a great range of manageable walks and cycles for all age groups, in particular on the famous Camino de Santiago. We were the first ever tour operator to operate the Camino de Santiago by creating manageable sections along the main routes to Santiago de Compostela. We are often copied but never equalled!

To find out which route might be best for you, contact our Camino Planners through the form on the top-right-hand side of the page to get your free customised Camino itinerary.

Posted By:

Umberto di Venosa

Umberto founded Follow The Camino 10 years ago so, his life has been all things Camino de Santiago for over a decade now. Meaning he is basically an encyclopedia of all things Camino. We challenge you to ask him something he doesn't know the answer to.

Get your Free Customised Camino Itinerary Here


First Name

Last Name



Lead Source
Webform Referral
Webform Enquiry
Number of Website Visits
First Click Content
City (from IP address)
Time Zone
Last Click Source
Last Click Term
Last Click Medium
Last Click Referrer
Last Click Landing Page
Last Click Content
Operating System
Last Click Channel
Last Click Campaign
Location (approximate)
Country (from IP address)
First Click Term
First Click Source
First Click Referrer
First Click Medium
First Click Landing Page
First Click Channel
First Click Campaign
Pages Visited
All Traffic Sources
Device Type0
Time Spent on Website
Webform Page Title
Webform URL

Additional Requests:


2017 by Very Blog Awards Ireland

+353 1 6872144 Download Free Ebook

Why should you choose Follow the Camino?

  • Peace of Mind

    Follow the Camino- Checked box in BlueExpert advice
    Follow the Camino- Checked box in BlueDedicated point of contact
    Follow the Camino- Checked box in BlueLuggage transfer

  • Quality Time

    Follow the Camino- Checked box in GreenLeading Camino tour operator
    Follow the Camino- Checked box in Green98% customer satisfaction
    Follow the Camino- Checked box in Green24/7 customer service and emergency support

  • Authenticity

    Follow the Camino- Checked box in RedOnce in a lifetime trip
    Follow the Camino- Checked box in RedSelected and tested accommodation
    Follow the Camino- Checked box in RedExplore Europe on foot

Customising Camino tours since 2007